Everything went very smoothly and transparently — I really appreciated how the whole process could be done online and clearly step by step. One small point of difficulty was with the language setting. I live in Germany, but my German is not yet professional, so I preferred to follow the process in English. However, when I changed the language to English, the insurance models and available services also changed, and some options became hard to find or unavailable. In the end, I used Google Translate to complete everything in German, and it worked out fine. Thank you again for the clear and digital experience!