I am a small business owner and my company is 100% web based, I make an income of approx 50k annually and have had 3 loans throughout my 6 years in business all of which has been paid early, in full. I try bitbond, which has an incredibly difficult process to submit an application which I wasn't even aware of at the start, until it was too late. After I submitted my application nothing could be added, no reason for being declined was given and certainly no assistance is or was available. When I contacted their support team they reassured me that I could not submit another application, I couldn't revise my last application and I was unable to get any real assistance or explanation. Being a registered business owner, with such an incredible loan history it baffles me they have no interest in me or my business considering we are 100% internet based and 80% bitcoin based. In my eyes and referrals eyes I was what was believed the perfect candidate for bitbond. Stay clear, stay smart and just get a conventional loan from someone you can actually trust. In my honest opinion I truly feel that bitbond is open to strictly steal users information.